HBA is a commercial finance consulting company designed to serve the capital needs of small businesses. HBA represents more than 20 years experience in this market.
As a professional with many clients in the small business market, you should feel confident recommending HBA to your clients as a primary source of available capital. HBA specializes in lending money for working capital, business expansion, real estate and business purchases, inventory, taxes, debt consolidation, cash flow, business start-ups and residential purchases and refinances. We’re committed to helping small business owner’s move quickly toward increased business success.
HBA maintains active relationships with over 100 value added, collateral focused lenders, hedge funds and conventional mortgage providers. These private lenders and hedge fund lenders will provide high yield bridge loans of 12-36 months in value added/distress lending situations. The conventional real estate lenders will finance owner occupied properties at conventional rates, if the borrower can meet required debt service coverage ratios that usually start at 1.25x.
What’s more, HBA frequently evaluates borrowers with tax liens, judgments and other issues that make it difficult to get a bank loan. HBA is also sensitive to cash flow and credit history issues.
HBA can access many funding sources for the following:
Commercial Real Estate
Factoring
Equipment Finance
Receivable finance, including receivables of staffing companies
ABL financing of receivables and inventories
Purchase order finance
Unusual assets
In Ground assets
As a professional with many clients in the small business market, you should feel confident recommending HBA to your clients as a primary source of available capital. HBA specializes in lending money for working capital, business expansion, real estate and business purchases, inventory, taxes, debt consolidation, cash flow, business start-ups and residential purchases and refinances. We’re committed to helping small business owner’s move quickly toward increased business success.
HBA maintains active relationships with over 100 value added, collateral focused lenders, hedge funds and conventional mortgage providers. These private lenders and hedge fund lenders will provide high yield bridge loans of 12-36 months in value added/distress lending situations. The conventional real estate lenders will finance owner occupied properties at conventional rates, if the borrower can meet required debt service coverage ratios that usually start at 1.25x.
What’s more, HBA frequently evaluates borrowers with tax liens, judgments and other issues that make it difficult to get a bank loan. HBA is also sensitive to cash flow and credit history issues.
HBA can access many funding sources for the following:
Commercial Real Estate
Factoring
Equipment Finance
Receivable finance, including receivables of staffing companies
ABL financing of receivables and inventories
Purchase order finance
Unusual assets
In Ground assets